Spending Tips
Spending Tips
Tips for spending include:
• Shop off the sale or clearance
• Limit buying excessively
• Shop for deals
• invest before you spend
• eliminate all debt
Saving Tips
Saving Tips
When first making a commitment to saving:
• set goals that can be easy to commit to • make a budget
• reduce spending
• buy off of the sales or clearance rack • save at least 10% of pay
• prioritize
• be frugal
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